Archived Discussion Topic

Buying Your New Home In Australia       started by albertr on 30 Jun 2010   (22919)
Message InfoMessage
From albertr

30 Jun 2010 3:46 PM
(108782)
You've got your visa's and you are planning the big move to Australia. What about your new home. Do you plan to buy a new home or rent? If you are planning to buy a new home when you arrive in Australia then you may wish to consider the financing of this. Often when people arrive in a new country it can be difficult to obtain a home loan due to the current length of service in your new job etc. Why not consider using your current circumstances to your advantage i.e. term of employment. If you have not obtained your permanent residency you may want to consider buying your home as an investment property utilising foriegn investment facilities. If on the other hand you or your partner have already obtained your permanent residency status, you will be eligible to apply for a loan through the normal chanels. If you would like to discuss obtaining a loan to buy or build your new home in Australia please send me an email to albertr@refundhomeloans.com.au
From jimboman

To albertr

30 Jun 2010 7:47 PM
(108787)
I think you are supposed to pay to advertise on this site. You will notice banners from Westpac and Haines Norton to the right of this message. They pay money to the webmaster, which is how this site is funded. I too have seen the fat bloke with no chin, on breakfast telly, selling franchises for refund home loans, where you can earn $2k a week for two hours work. You obviousley fell for that one. Fact is mate, the 'no outlay' bit was bulldust. If you want to advertise your business, you have to pay like everyone else.
From albertr

To jimboman

02 Jul 2010 12:14 AM
(108814)
Hi Jimbo. Gee sounds like you've been badly bitten by someone. Perhaps the fat guy with no chin, who knows. You're an ex Refund Franchisee perhaps? Anyway, as far as my post goes, I read the rules and can't see where I have breached them. Lets face it you take it where you can get it. Fact is, I actually got the deatils for this site from a lady who organised her home loan in Australia whilst in the UK through a broker doing the exact same as I have done. As for earning $2K a week for 2 hours work, again it sounds like you were badly bitten and bought the bulldust. I wouldn't say I make a fortune, but I certainly do ok And my business is building as was suggested when I purchased it. I like most of the brokers I know have realistic expectations and actaully earn the commissions we are paid. As for paying like everyone else, I can assure you I do. As for this forum, well all I can say is that if the webmaster has a problem with my message I will be contacted by him or her not some semi anonymous,embittered so called web policeman who has nothing better to do than waste his time and mine. Now that we have that nasty business out of the way Jimbo, please don't hesitate to contact me if you would like my assistance with a home loan.
From jimboman

To albertr

02 Jul 2010 7:32 AM
(108818)
Don't need a home loan. All paid up (and for some years now).
From albertr

To jimboman

02 Jul 2010 4:26 PM
(108820)
Hi Jimbo. I all the huha over who is allowed to do what in this forum, I forgot to ask you to say hello to Maureen. Can you also say hello to Tracy for me.
From jimboman

To albertr

02 Jul 2010 6:53 PM
(108826)
As you appear to be know them so well, perhaps you ought to say hello to them yourself. I would add, that I know a few people who advertise on this site, and they pay for the privelege. That is why I pointed out the 'error of your ways'. It is one thing to flog your used car or old dishwasher, it is another thing, to tout for business. Especially when major sponsors include banks and financial advisors with whom you are in direct competition. I don't want to sound all high and mighty (I just can't help it), but this site exists because it has sponsors. Without them, you and I wouldn't be posting on here.
From simonc

To albertr

04 Jul 2010 2:42 AM
(108838)
There are written rules, but there is also etiquette, fair play and responsible posting. I would rather see the forums used as they are designed for movers helping each other out, or a service offered as a result of a posted question rather than being spammed with unsolicited advertising. Thankfully this rarely occurs as most businesses that may have an interest in potential Aussiemove clients, have the etiquette and are sensitive enough to recognise that it would be considered bad manners for them to do so, and go through the appropriate channels if they wish to pursue the market. If it became a free for all, the objective and usefulness of the forums would be completely lost and the audience would move on.
From albertr

To simonc

05 Jul 2010 1:51 AM
(108846)
Hi Simon. Well well well haven't I ruffled some feathers here. Yes I read the written rules and believe I am not in breach. As for etiquette and fair play lets look at some history. Someone comes over to this country on the basis that they support the country and its economy and then what they recommend on this forum is that people should have their dental work performed overseas (Your Comments: Get it done in Thailand or Malaysia and have a holiday at the same time and still have change in your pocket!)In addition the recomendation that people migrate here and exploite. ( Your Comments: On the other side of the coin, with the crazy prices people are forced to pay, there is always the option to migrate and exploit the situation by setting up a retail business that reaps the rewards, like the bloke in Joondalup shopping centre and the clothes imported from UK shops with the labels cut out.)Then you just rubbish the place and put it down by suggesting that prices here are too high, possibly because people like you are sending people overseas to shop and have their dental treatments performed (Your Comments: If your hobby is shopping then you might want to think about going elsewhere because generally the choice of goods is minimal, quality poor and the cost is ridiculous.)Then when all else fails you suggest that we are all backward hicks (Your Comments: My experience in two IT jobs so far - one mining, one government is that Perth has a long way to go before we get to the standards I was used to in England, both have been positively backward and it was a shock to the system, but my skills have developed much more in 3 years here as a result, and they havent been shy about putting me through courses.)Talk about bad manners. Its sort of like being invited for dinner and then proceeding to tell the lady of the house that she is a crappy cook. So I think Simon, before you start judging the etiquette, manners and fair play of others, perhaps you should look at some of your own. I would suggest that your comments would have a far greater detrimental effect on other forum readers rather than helping each other as you suggest. You know the old saying about people in glass houses. I haven't even mentioned all of the links to businesses that you have posted. Lets face it we only have your word, if given, that you don't receive some financial gratuity for recommending them in this forum. Lets not forget that's basically all I am offering, is a service to those who may wish to avail themselves of it, just like the services and businesses you are recommending. So Simon, my suggestion is that you need to get out more and get a life. The alternative is to do that reverse migrating thing that you suggested to someone. You really need to look at supporting the country that was good enough to allow you here and stop bagging it just because its not good old MOTHER ENGLAND where we all know everything was better , cheaper or not backward like here. No wonder we have all been tagged whinging poms. Given that you are an I.T. person, perhaps you can clarify this for me. Unsolicited Spam isn't that when you send to the individual. You decided to open the message after all. However, thanks for taking the time to respond to my message and please feel free to contact me should you need assistance with a loan.
From simonc

To albertr

05 Jul 2010 11:29 AM
(108849)
Hi Albert, I do get out enough my friend, believe me. Before you blunder to this site trying to sell your wares and then wading in, attacking and insulting people who have been posting advice and intimate personal experience learned through various and sometimes very difficult times over a number of years in the hope it is of use to someone in a similar situation, how about you play it fair and give us at least a personal profile and history? Especially if you are going to use out of context quotes from previous threads and details from personal profiles in your attempts to belittle and lower the tone. Should you put as much effort you put into cynically researching my posts and profile for chinks and flaws to spin into that last hatchet job, into positively creating a profile and some useful information, not just a blatent advert, you would probably get a lot more out of it. I might wish to contact you about a home loan, my renewal is due and after all that flattery how could I refuse, you are clearly a quality, professional salesman. All the best. Simon C*
From albertr

To simonc

05 Jul 2010 3:17 PM
(108851)
Oh touche' Simon. It would seem I have really struck a nerve. I have to say that between you and Jimboman, I haven't had this much fun on the internet in years. Anyway as for blundering into this site, i actually had the site recommended by a lady who works for me and who through the site was able to touch base with a gentlemen from Aus who secured her a loan while she was still in the UK. As for blatent advertising, well I don't believe I have noted my company or business in any messages, so I am not doing a very good job if its advertising. Basically, if I can help anyone with my expertise then I will. And yes its a win win situation. They get what they want and I get what I want. As for wading in and attacking and insulting people, well Simon, you have to remember I didn't throw the first stone. I am mearly replying to the comments made by yourself and jimboman. I must admit I have not even read your personal profile. However, as for using out of context quotes, I was careful to go back and look at the message streams to make sure I was not being out of context. If I have have mistakenly taken something out of context then you have my humblest appologies. Attempts at belittling and lowering the tone, I don't think so. Lets face it when people set themselves up as guardians of a product or service such you seem to be doing on this then we are all subject to their twist on what is right and wrong. As I mentioned previously, I read the rules and don't believe that I am in breach. However, should I be contacted by the site contolers and it is their belief that I have, then I will gladly concede defeat. Until then I suppose i am left to respond to the negative and quite unnecessary attacks from the web police. Perhaps when I have little more time, I will go and enter some info in my profile. Have to be careful though, I wouldn't want people to think I was some kind of asshole or something. As for contacting me for a home loan, I must say I am quite drawn to your sense of humour. Personally, I would have underlined the words quality and professional. That way it would have been much clearer that you were taking the piss. As I said before, I haven't had this much fun on the net for years so my thanks to you and jimboman. Anyway, love the sparring so keep in touch. Albert R
From simonc

To albertr

05 Jul 2010 3:46 PM
(108852)
I look forward to your profile and positive contribution to this site. I dont think you need to worry about coming across as an arsehole though. Under the terms of use of the forums: 'Aussiemove.com will not allow service providers to use this board as a free form of advertising. This undermines the position of others who have sponsored pages on this site. It is very cheap to advertise on Aussiemove.com and we welcome enquiries from service providers who would like to do so. Aussiemove.com reserves the right to remove any messages which we consider to be posted with the intent of generating business for the author.' Do you really deny that you are breaking this condition with your original posting? With that I am signing off. It is serving no use to anyone save a bit of enjoyment on your part with the sparring and I dont want to draw any more attention to your cause. Plus I cant be bothered, I find arguing with idiots tiring and my time is better spent elsewhere.
From albertr

To simonc

05 Jul 2010 4:33 PM
(108853)
You see, that's what I mean Simon. You get totally out of sorts with my comments but then start your reply by confirming I'm an arsehole and then finish by calling me an idiot. I rest my case. Nice chatting. Albert R
From simonc

To albertr

05 Jul 2010 4:43 PM
(108854)
I slipped down to your level, apologies, I was rash.
From simonc

To albertr

05 Jul 2010 4:48 PM
(108855)
PS..The idiot part was rash and wrong of me. Have you ever thought of being a politician, you are skilled at missing/avoiding the point.
From albertr

To simonc

05 Jul 2010 4:51 PM
(108856)
That's ok Simon. We are human after all. And just for you I put a little bit of info on my profile. Wasn't as painful as I thought it would be. I'll let you decide which one I am in the photo. Still good to have that little bit of annonimity Cheers.
From albertr

To simonc

05 Jul 2010 4:54 PM
(108857)
Not really. But probably have been hanging around pollies to much. Even married to one who is on local goverment. See I always knew they were a contagious lot. Albert R
From jimboman

To simonc

05 Jul 2010 7:51 PM
(108860)
Avoiding the point or skirting around the issue is an essential skill for politics, real estate and mortgage broking. Shame I don't have access to a PC at work as I missed a bit of a humdinger. Nothing personal mr Albertr, but things must be pretty quiet in your line of country if you can spend large amounts of time going back through ancient posts in order to find ammo. I'm not saying I haven't done it myself, but I don't think it was a few days after my first post. Maybe I should have been a little less sarc
From albertr

To jimboman

07 Jul 2010 11:47 AM
(108878)
Wow Jimbo, getting below the belt now aren't we. But then again I have been told that you do like to rattle peoples cages. Shit stirrer was the word used I think. However, c
From Gill+Mark+Girls

To albertr

07 Jul 2010 2:28 PM
(108879)
I think the very fact that you continue to post increasingly nasty messages on here is making us all question your integrity and attitude. How do you think you are going to attract business on this site when you are representing yourself like this? Does it make prospective customers think you are professional? No would be my answer. I can't imagine any regular users on here would consider contacting you or using your services so I am hopeful that your 'waffle' has indeed ended.
From tisme

To Gill+Mark+Girls

07 Jul 2010 2:32 PM
(108880)
I agree with you.
From jimboman

To albertr

07 Jul 2010 7:34 PM
(108881)
The art of negotiation (selling, diplomacy etc.) is all about finding common ground. Moving away from common ground (the centre line, compromise etc.) leads to confrontation. I am unlikely to buy your mortgage product, because firstly I don't need it, and secondly, I don't want an agressive salesman in my house who will get $hitty with me when I disagree with him. I think there are a whole bunch of people on here who think the same way. Like I said, no great crime to promote yourself, but if you had put your hands up when pulled up about the free advertising thing, then all of this would have blown over by now. Maybe you would have had a few PM's asking for your services. This business about 'say hello to Maureen and Tracy from me', is a bit low as well. Making out that you know who we are, who our spouses are. That is the sort of thing you'd expect from a mafia henchman. If you are who I think you are, then you will have met Tony, Tony, Kev and myself. Don't mess mate. You are out of your depth. Game over....
From simonc

To Gill+Mark+Girls

07 Jul 2010 10:43 PM
(108882)
brace yourself...
From albertr

To Gill+Mark+Girls

08 Jul 2010 12:22 AM
(108883)
Hi Gill&Mark&Girls, Thanks for your reply. Perhaps if you had a look at the replies to my original post you would see that I have simply been replying to the barrage of vilification I have received from a couple of the members. Now whether my original post was justified or should not have been allowed is, as I said to others, a case for the site controllers to bring to my attention. In the absence of a complaint from them, I feel justified in leaving there. If you are suggesting that members on this site are at liberty to insult and vilify other members without being challenged then it is indead a very sad world we live in. As for attracting business on this site, I basically gave up on that after the first insulting reply i received from jimboman. Interestingly, This member seems to feel that he can say what he likes about others including their hard earned integrity with impunity. Perhaps in the cold light of the typed word, it would appear that there is a nasty streak on this end. I can assure you this is not the case, simply responding to the aggression being pointed at me as expressed by others. Interesting that now the instigator of all of this angst has now supplied me with a list of friends who, I am told I should not mess with. And I am supposed to be the aggressive one. Hmmmmmmmm strange how things pan out. Anyway, I thank you for taking the time to reply to my post, albeit not for the original intention. This for me has been a very interesting excercise in human nature and a real eye opener.
From Rob

To albertr

08 Jul 2010 12:52 AM
(108884)
I think as a long time member of this site that any arguments she be done privately instead of been aired on a forum where other members can see the childish behaviour of pointless point scoring between members. I dont really care if he comes on here trying to sell me bloody grannies underwear or a rust bucket of a car it is the task of the owner as to whether to allow advertising for free or not. Sorry for the rant but grow up
From Sharron+Mick

To Rob

08 Jul 2010 10:11 AM
(108885)
This site used to be a very useful one and i have used it for years. I have also made some fantastic friends thru it. All that goes on it now is insults and childish behaviour, make no wonder its not used as much now adays. If i wasnt already a member then there is no way i would becoming one after reading the comments left on the last few days. This is not intended or aimed at anyone, I just wanted to put my point across !!!
From Sharon_Whittam

To Sharron+Mick

08 Jul 2010 12:08 PM
(108886)
Well said - I couldn't agree more. I don't post on here because of the negative feedback and childish bullying that can happen.
From Sharron+Mick

To Sharron+Mick

08 Jul 2010 2:07 PM
(108888)
Hi Sharon - I received a message from you today and i thought it was going to be on the discussion board so i deleted it from my emails. I now cannot find it so maybe it was a pm, can you send it again - sorry - Sharron
From Aussiemove

To Sharron+Mick

08 Jul 2010 4:07 PM
(108889)
Unfortunately, although I run the site, I have to agree with Sharron. The discussion board is not what is was when Aussiemove first started - it has been going downhill for about 2-3 years. I am continually amazed at how easily some people become aggressive and abusive with the slightest provocation or simply as a result of a misunderstanding. I'm not talking particularly about this one thread or the individuals involved, but generally, over a long period of time. I am well aware that this environment is putting a lot of people off posting their own questions or comments, but I don't really know what to do about it. We have set up moderators in the past, but it didn't work that well. If anyone has a suggestion, please let me know. Regarding advertising: The original post from albertr was, in my opinion, simply an advertisement, so does contravene the site rules. There are hundreds of mortgage brokers out there - if they all jump on the forum with unsolicited 'advice', it is not going to add anything to the quality of the discussion and of course, it may impact on the service that Aussiemove provides our small number of sponsors. It's not expensive to advertise.. if a mortgage broker or any other small business is serious about offering genuine help to migrants and wants to get an official presence on Aussiemove, they should contact me. Unfortunately, advertising through the back-door can quite often produce a negative result, which I think has happened in this case. All (non-abusive) comments or suggestions are welcome. regards to all, Geoff ps. I am currently on holiday so may not respond again for a few days.
From jimboman

To Aussiemove

08 Jul 2010 8:06 PM
(108899)
This site has been going downhill for two years or so, because nowhere near as many people are moving from the UK to Australia. The message board used to be more like a chatroom. Within seconds of posting, half a dozen replies could be seen. Now, you may get two or three posts a day (if it is busy). The exception to this, is if there is a bit of a barny. All of a sudden, people start to come out of the woodwork to put in their twopenny worth. Then you get the 'tut tut' brigade jumping in to tell everyone to grow up and that 'this is not what this site is about'. I am best friends with a good group of people that I see weekly that I have met because of this site. Aussiemove has been a part of my life (sad) for three or four years. I don't think you can lay blame to this sites decline (hit count) on a few arguments or on the instigators of those arguments. The fact is, that the market for migration info has fallen through the floor, the exchange rate is rubbish, Australia no longer wants people who can cobble together a CV claiming to be a sparky and houses and the general cost of living over here are through the roof. I pop in daily to have a look. Not to find out sheet sizes for queen beds, or to see what trades have been knocked off the SOL this week. I look for posts from Kieren, Boot, Tisme, Simonc and many others, just for a bit of banter and maybe a row. If speedway was all safety cones and speed limits, no one would bother going. If Aussiemove was all moderated posts about packing boxes and using Jeyes fluid on garden tools, no one would come here either.
From kayandandy

To jimboman

08 Jul 2010 8:18 PM
(108901)
And Jimbo I look out for posts from you because they always bring a smile to my face. FWIW I think albertr got all he deserved!
From poppymos

To kayandandy

08 Jul 2010 11:34 PM
(108903)
Agreed.....on both counts!
From tisme

To jimboman

09 Jul 2010 1:00 PM
(108910)
I agree with you there Jimbo, the immigration boom seems to have died. There is the odd differing of opinion, but it still is a very helpful site to those requiring info on all topics, those living in Oz and coming to Oz.