Well what can I say. I suppose thank you to people who replied to my last update. Some info very usefull...(S).My Australian bank account was set up online and today I transferred our money, getting an exchange rate of 2.04 which is fantastic considering what it was. It is possible the rate will rise further but I don't gamble and if I did you can trust me............I'd lose. So right now I'm sipping a nice glass of wine and waiting for the next step...........Receiving the Visas!!!!!!!!!!!!!